Ramsay Douglas Potts, Principal
Doug is a native Washingtonian. After working in Madison, Wisconsin for many years as the deputy director of one of the state agencies, Doug returned to Washington in 1983 to a career in the commercial real estate industry. He trained in leasing, sales and property management at Smithy Braedon (predecessor to the H.G. Smithy Company) before joining the commercial real estate finance group. He is a licensed real estate broker.
Doug has a bachelor’s degree from the University of North Carolina-Chapel Hill and a master’s degree from the University of Wisconsin-Madison. He served in the U. S. Marine Corps.
Stephen C. Rozga, Principal
Steve began his career in real estate finance in 1983 with Principal Mutual Life. Working from Principal’s headquarters in Des Moines, Iowa, Steve was a Senior Regional Administrator in charge of mortgage opportunities in the Mid-Atlantic. Prior to forming Gimbert Associates LLC, Steve was a Managing Director in the Mortgage Banking and Commercial Finance Group of the H.G. Smithy Company in Fairfax, Virginia. He started in the mortgage banking and commercial finance field in 1987, joining the Carey Winston Company of Chevy Chase, Maryland.
Steve has BBA degrees in Finance and Real Estate & Urban Land Economics from the University of Wisconsin. A past instructor at the ULI’s Real Estate School on financial analysis and capital markets, Steve is also active with the Mortgage Bankers Association of Metropolitan Washington, serving as its President in 2006 and as a member of the Board of Governors from 2000-2007 and in 2010. He has been a member of its Commercial Real Estate Finance Council since 1998.
John L. “Pat” Sullivan, Jr., Principal
Prior to Gimbert Associates, Pat worked in commercial real estate finance with the H.G. Smithy Company/Smithy Braedon. He has financed/sold more than $1 billion worth of commercial properties. Completed deal structures have included construction loans, participating loans, joint ventures, wrap loans and first and second mortgages for all types of properties. Pat is a licensed real estate broker in the District of Columbia, Maryland, North Carolina and Virginia.
Pat has an undergraduate degree from Washington and Lee University and an MBA degree from the Wharton School at the University of Pennsylvania. He served as an officer in the U. S. Army.
Kyle L. Jones, Vice President
Kyle is responsible for Commercial Loan Administration, including servicing and loan closings, at Gimbert Associates. She has been involved in commercial real estate and loan administration for thirty years during her tenure with the H.G. Smithy Company/Gimbert Associates at various locations in the Washington, D.C. area. She attended Pennsylvania State University and has completed various courses in Mortgage Loan and Income Property Servicing sponsored by the Mortgage Bankers Association. In her capacity administrating the H.G. Smithy loan portfolio, she has serviced approximately $400 million in loans with lenders such as Manulife, Life of Virginia/Genworth, Shenandoah Life, State Farm and The Bakery and Confectionery Union Pension Fund. Kyle handles lease approvals, insurance and tax escrows, requests for lender approvals for transfers and pay-offs, building completion escrows, delinquencies, UCC filings, and many other asset management tasks associated with the servicing of commercial real estate loans.